Last week we spoke about insurance being a pre-requisite for entry through Super Visa, but navigating what insurance is offered sometimes can be tricky. We’ve broken it down for you. There are two main types of Super Visa insurance: Emergency Medical and Expatriate Health Plans.
Emergency Medical
You can think of this insurance almost like travel insurance for Super Visa entries. This insurance covers unforeseen medical emergencies – and cover he initial emergency medical care, and a limited number of follow up consultations after a person has been declared able and medically fit to return to their country of origin.
Expatriate Health Plans
The second type of insurance is the one that is best for ailing parents with medical concerns. These plans cover both initial medical care, plus medically necessary continuing care until the term of the policy and eligibility.
It is important to get clarification on what you policy covers and get pre-approval. Some plans offer no coverage of pre-existing conditions, while others offer coverage for stable chronic conditions. The cost of insurance is dependent on the existing medical condition, and anticipated needs. If your parent of grandparent has pre-existing medical concerns, it is important you choose to purchase an insurance that will cover their treatment and give you both the best peace of mind.
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