Care about your employees?

Is it no secret that employees who feel valued and protected by their employees perform better – and a better set of workers means increased productivity and success for everyone. That’s why as am employer, you should show your employees you value them by taking care of them.

A group insurance gives your employees protection and peace of mind they deserve. There is a wide range of insurance options to choose from, from health, dental, life, accident, disability, medical, and critical illness, you can offer your employees any range of packages that match your budget and employee needs.

Furthermore, if your employees have health and dental insurance, they are able to quickly address any health and dental problems they have without worrying about financial responsibility – thus not affecting the work place. There are many options, from individual packages to family packages to the options for your employees to buy additional packages at a reduced rate. Show your employees how you much you value them, after all, don’t they show you?

Retired and Traveling?

Travel medical insurance is absolutely necessary when you are traveling regardless of how old you are, but as a senior, it is even more necessary. The truth is, with age comes health problems. When you’re travelling, you want to have a good time, but should also be cognizant that you may need health care treatment during your stay – especially if your stay is longer, or if you are going to a country that is very humid and has a low air quality. 

Travel medical insurance can cover a lot of your medical needs, emergency needs and visits to a doctor if you need, taking out a policy will not only allow you to really relax during your vacation, but will give your family the peace of mind that you will be safe and taken care of even while on vacation. In Canada, we sometimes don’t realize how lucky we are to have our healthcare paid for, it is not until we visit other places, especially without medical insurance do we realize how important have protection is. For your sake, and your family’s safe, enjoy your golden years traveling and having fun while also being safe! 

We can help find a plan that works for your travel needs and medical needs, call us at (416) 909-0400.

Do You Need Travel Insurance Within Canada?

When people think of getting travel insurance, they often think of traveling outside of Canada, but did you know not all provinces would cover some of your emergencies? 

You should find out through the provincial healthcare for the province what is covered and what isn’t. For example, air ambulance wouldn’t be covered in Vancouver. Some provinces you have to pay ahead of time and get reimbursement after – so it is best to check what and what isn’t covered if you have health needs you are concerned of. 

We can help find a plan that works for your travel needs, call us at (416) 909-0400.

Drinking Alcohol on Vacation?

Vacations are a time to relax and have some fun – often times, this includes alcohol. But beware, accidents that happen while under the influence of alcohol or nonprescription drugs won’t be covered by travel insurance in many cases. Each policy may be different and may list a different allowance of blood alcohol level in their exclusions for insurance.

If you plan on drinking during your vacation, it’s best to not engage in high-risk activity right after. You’re more likely to engage in high-risk activity while under the influence of alcohol – which can cause harm, so it is best to not do so.

If you are planning on traveling, and need help figuring out the policy and understanding the fine print, we’re happy to help. Call us at (416) 909-0400.