When you talk to seniors, you learn the most about life and how to live. They have seen it all, and they can offer the best advice on how to make your life better.
1) I should have saved for
retirement earlier.
We can learn a lot from this. Retirement may
seem like a long time away when your 30, but it slowly creeps up on you. Every
year, you tell yourself I will start saving next year for retirement, but that
next year never comes. They’re always other bills to pay that seem more
imminent and important. However, it is important to make saving for retirement
a priority and open up a RRSP and begin contributing. Besides, you’ll save a
lot on taxes through your RRSP. We can help you figure how much you need to
save up each month based on your financial goal of how much you want to have
saved up when you retire.
2)
I should have invested in my health
care.
Health
is wealth, and you don’t realize this until much later in life. Those with
healthcare are much more inclined to get professional medical help when needed
rather than putting it off. Having healthcare means you can take care of your
body when it needs care always – not when your pocket lets you.
3)
I should have spent money wisely. Take
a look at your credit card bills and see where most of your money is going. Are
you are spending on material items that won’t last in 5 years? If so, think
about this way, you’re buying junk, and paying for it, and paying interest for
it – with no return at all. What can you better spend that money on that will
add value to your life in 5, 10, 20 years?
As
they say, it’s never too late or too early to start making your life better.
You can start now.
No comments:
Post a Comment