Visiting the Cottage or the US?

Are you planning to visit the cottage this summer or traveling outside of Ontario? One question you may have asked is, do you need travel insurance if you are traveling within in Canada?

For the most part – you are in good hands. We are lucky to live in a country that has great health coverage. Many of the same expenses are covered province to province, and you are most likely to reimburse of your medical costs albeit a few exceptions (i.e. ambulance).

However, traveling outside Canada is another story, even if you are just visiting the States. Say you get injured, break a leg and have to stay the night in the States hospital that can easily be $5000. OHIP will only reimburse you for about $200.

Canadians take 29 million trips annually outside the country, and when they travel to the States, many don’t always think of travel insurance, but it is important. Travel insurance is inexpensive, but it offers many benefits.  But mostly, having traveling insurance offers you peace of mind that lets you really enjoy your vacation.